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How it works for Investors

Investors can earn solid returns by investing in SmartCredit loans.

 

Explore

Browse loans to credit-worthy borrowers. 

 

Invest

Select individual loans, or use our Auto Invest tool to build your target portfolio based on your criteria

 

Earn

BYour monthly returns are deposited directly into your account

A proven platform for solid returns

See how SmartCredit stacks up with other investments.

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Browse loans+

Build a portfolio by searching for individual loans that meet your criteria

  • AA

    1000€

    Yield: 16%

    Funded: 23.7%

  • AA

    1000€

    Yield: 16%

    Funded: 23.7%

  • AA

    1400€

    Yield: 15%

    Funded: 23.7%

  • AA

    1000€

    Yield: 15%

    Funded: 23.7%

  • AA

    1500€

    Yield: 15%

    Funded: 23.7%

  • AA

    1000€

    Yield: 15%

    Funded: 23.7%

  • AA

    1300€

    Yield: 15%

    Funded: 23.7%

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Loan Description

The seven loans featured on this page have been included based solely on risk rating and listing time of the loan, and reflect the most recently listed available loan in each rating group (or, if no such loan is currently available in any rating group, the most recently listed available loan from the next closest rating group). Nothing on this page is intended to be investment advice. SmartCredit´s borrower payment dependent notes are not guaranteed insured, and investors may lose some or all of the principal invested. 

EXPLORE AND SELECT THE LOANS YOU WANT

SmartCredit loans are assigned a rating from AA (lower risk, lower return) to HR (higher risk, higher return).

  • Risk Rating
    Estimated Returns*
  • AA
    4.99%
  • A
    5.6%
  • B
    6.7%
  • C
    9.09%
  • D
    12.5%
  • E
    14.41%
  • HR
    11.75%
  • Total Return
    7.92%

*Estimated returns are calculated by (i) taking the weighted average borrower interest rate for all loans originated during the period, adding (ii) estimated collected late fees and post charge-off principal recovery for such loans, and subtracting (iii) the servicing fee, estimated uncollected interest on charge-offs and estimated principal loss on charge-offs from such loans. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary and projections can change. Past performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note. Based on data from June 1, 2018 - June 30, 2018.